September 7, 2018 / Adroit Insurance & Risk / 0 comments

Four things to remember when choosing a beneficiary

Choosing a beneficiary is usually a simple task, but there are a few things you should keep in mind when you decide.     A beneficiary is the person who will receive your life insurance payment should you pass away. When choosing yours, it’s important to think about who would be most financially vulnerable without you… Read more

September 3, 2018 / Adroit Insurance & Risk / 0 comments

The unseen cost of underinsurance

If you add up all your business assets, how much is your business worth? Not how much it’s insured for, but how much it is actually worth. It’s one of the most important question we ask new clients, because when it comes to valuing assets, the temptation to undervalue often presents itself. As one client explained… Read more

September 1, 2018 / Adroit Insurance & Risk / 0 comments

Business interruption cover: why your company needs it

Have you ever stopped for a moment to consider the number of things that could bring your business to a shuddering halt?   It could be anything – from a fire on your premises to a flood. It might even be something that actually happens to someone else but still affects your business. Without going… Read more

August 24, 2018 / Adroit Insurance & Risk / 0 comments

What is critical illness cover

What is Critical Illness cover? Critical Illness cover provides a lump sum payment if you’re diagnosed with a life-changing or terminal disease. It is then up to you to choose how you use this payment – to cover medical expenses, the cost of being unable to work, or to pay your household bills.   Why… Read more

August 22, 2018 / Adroit Insurance & Risk / 0 comments

The 3 keys to successful lifestyle change

Paul Taylor reveals the three keys to permanent, positive change. The Body-Brain Performance Institute recently completed a 12- week lifestyle intervention with 23 obese employees of Woolworths and the results were truly outstanding. Nineteen of the twenty three participants met the criteria for Metabolic Syndrome at the start of the study, a condition which increases… Read more

July 27, 2018 / Adroit Insurance & Risk / 0 comments

Recovering from a liquidity crunch

Let’s face it, cashflow is the lifeblood of any business, big or small. It doesn’t matter if you’re selling goods or services, your business exists to bring more money in than it pays out. The biggest threat to a well-run business is bad debts. You can have the most meticulous, disciplined credit management procedures in… Read more

July 20, 2018 / Adroit Insurance & Risk / 1 comment

How would your business survive the loss of a key person?

The loss of a key person is always going to be a big blow for businesses of all sizes and across all industries. In extreme cases, some companies have taken years to fill the void left by the loss of one person who had the experience, knowledge or even the reputation that kept the company… Read more

June 15, 2018 / Adroit Insurance & Risk / 1 comment

Ballarat Base Hospital Children’s Ward

It was with great pleasure and pride that, yesterday afternoon, we celebrated the opening of the Ballarat Base Hospital Children’s Ward. Over the past 6 years, Adroit Insurance Group worked side by side with the amazing Cotton On Group bringing Run Ballarat to life and raising funds for the redevelopment of the Ballarat Base Hospital… Read more

June 9, 2018 / Adroit Insurance & Risk / 0 comments

In a risky world, you can’t ‘set and forget’

So you’re insured against the risks that could harm your company. You’re thriving in a competitive market, and all’s well. That’s great, but you’ve forgotten something, this is a risky world. As a business grows, its risk profile changes. You buy new equipment to make your firm more efficient, for example. But when you bought… Read more

June 7, 2018 / Adroit Insurance & Risk / 1 comment

Preparation is key to claims prevention

Taking action to prevent five of the most common small business claims is likely to be time well spent as a busy year lies ahead. Today we will explore these five small business claims and how to prevent the risks associated with them. Identifying and tackling common issues offers easy opportunities to limit risks and… Read more