August 24, 2018 / Adroit Insurance & Risk / 0 comments

What is critical illness cover

What is Critical Illness cover? Critical Illness cover provides a lump sum payment if you’re diagnosed with a life-changing or terminal disease.i It is then up to you to choose how you use this payment – to cover medical expenses, the cost of being unable to work, or to pay your household bills.   Why is… Read more

July 27, 2018 / Adroit Insurance & Risk / 0 comments

Recovering from a liquidity crunch

Let’s face it, cashflow is the lifeblood of any business, big or small. It doesn’t matter if you’re selling goods or services, your business exists to bring more money in than it pays out. The biggest threat to a well-run business is bad debts. You can have the most meticulous, disciplined credit management procedures in… Read more

July 20, 2018 / Adroit Insurance & Risk / 1 comment

How would your business survive the loss of a key person?

The loss of a key person is always going to be a big blow for businesses of all sizes and across all industries. In extreme cases, some companies have taken years to fill the void left by the loss of one person who had the experience, knowledge or even the reputation that kept the company… Read more

June 15, 2018 / Adroit Insurance & Risk / 1 comment

Ballarat Base Hospital Children’s Ward

It was with great pleasure and pride that, yesterday afternoon, we celebrated the opening of the Ballarat Base Hospital Children’s Ward. Over the past 6 years, Adroit Insurance Group worked side by side with the amazing Cotton On Group bringing Run Ballarat to life and raising funds for the redevelopment of the Ballarat Base Hospital… Read more

June 9, 2018 / Adroit Insurance & Risk / 0 comments

In a risky world, you can’t ‘set and forget’

So you’re insured against the risks that could harm your company. You’re thriving in a competitive market, and all’s well. That’s great, but you’ve forgotten something, this is a risky world. As a business grows, its risk profile changes. You buy new equipment to make your firm more efficient, for example. But when you bought… Read more

June 7, 2018 / Adroit Insurance & Risk / 1 comment

Preparation is key to claims prevention

Taking action to prevent five of the most common small business claims is likely to be time well spent as a busy year lies ahead. Today we will explore these five small business claims and how to prevent the risks associated with them. Identifying and tackling common issues offers easy opportunities to limit risks and… Read more

May 17, 2018 / Adroit Insurance & Risk / 1 comment

6 great money habits for new business owners

Being your own boss takes courage and smarts. A great idea, a different way of doing things, a gap in the market – the catalyst for starting your own business might be driven by financial gain and independence and for those who get it right, the profits can be rewarding. It’s a big step going… Read more

May 16, 2018 / Adroit Insurance & Risk / 0 comments

And the Award for Best Community Engagement Program goes to…

The inaugural Insurance Business Awards took place on Friday 4th May at The Westin Sydney.  More than 600 of Australia’s top Insurance professionals attended to recognise the industry’s finest. Awards were presented in 25 categories that recognised the work of authorised representatives, brokers, brokerages, underwriting agencies and insurers who are setting the industry standard. We… Read more

May 15, 2018 / Adroit Insurance & Risk / 0 comments

2018 Federal Budget Summary

This year, the treasurer promised a Budget that delivers a strong economy, more jobs, and essential services, so our team have cut through the cryptic charts and political jargon to find what we all REALLY want to know from the 2018/19 Federal Budget; What’s in it for us? These changes are proposals only and may… Read more

March 9, 2018 / Adroit Insurance & Risk / 0 comments

Staying Ahead of Fraudsters

It’s important to trust your employees, but equally as important to be prepared for the day that one may let you down. Employee fraud is big business, and getting bigger all the time. Between April and September 2016, 143 frauds took place in Australia, with a total value of $442 million, according to KPMG’s fraud barometer…. Read more