General Insurance Services

Adroit Insurance & Risk Pty Ltd ABN 75 078 972 700 AFSL: 244 348 trading as Adroit Insurance & Risk, Adroit MHL Insurance & Risk, Adroit Proctor Insurance & Risk and Adroit Torquay Insurance & Risk.

Financial Services Guide

Financial Services Guide – Adroit Torquay Insurance & Risk

Life, Income Protection and Investment Services

Adroit Financial Group Pty Ltd ABN 63 084 523 991 is a Corporate Authorised Representative No. 269561 of

Millennium 3 Financial Services AFSL 244252.

Financial Services Guide – Ash Dowie

Financial Services Guide – John Righetti

Financial Services Guide – Matthew Hills

Financial Services Guide – Toby Wilson